7. Accidents you don’t claim for
Small accidents that you forget about or do not claim, like clipped wing mirror, scraping a wing on a bollard and similar might cost less to repair by yourself than reporting them to the insurance companies. This is the easiest way, but it can end up costing you a lot more than you would expect. You really need to inform your insurance provider of any and all damages, because, not doing so means you’re definitely in breach of your policy.